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Roof Financing

Get Started With Your New Roof or Roof Repairs Today with Roof Financing

We know getting your roof replaced is expensive. And we know what it’s like to need something and not be able to afford it. That’s why we offer roof financing options. If you need a new roof loan, we’re here to help. Through EnerBank USA, you can get your roof replaced sooner than you think. Contact us with any questions.

Getting started with our roof financing is super easy. Just call (866) 409-7900 or click here. We use EnerBank USA in Salt Lake City, Utah. They will ask you for the Program Phone Number, Contractor ID, and Loan Code below.

  • Call 866-409-7900
  • Provide Program Phone Number (866-409-7900)
  • Provide Contractor ID (66787)
  • Provide Loan Code (821177)

12-Month Same-As-Cash Loan

roof financing provided by Regions EnerBank USA
Get Started

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided, however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of May 2024, subject to change.

Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. The actual loan term may be shorter if less than the full approved credit amount is used.

First monthly loan payment due 365 days after funds are disbursed. If no payments are made during the same-as-cash period and the APR is 19.99%, monthly payments range from $21.99 to $30.82 per $1,000 borrowed, depending on the term. The minimum monthly payment will be $50.00.

With our roof financing, you can get started on that roof replacement or repair today!

Why wait when it’s 12-month same-as-cash?

We understand that a new roof can be expensive. Even roof repairs can be expensive. And not everyone has the money sitting around to pay for it. That’s why roof financing is available.

With our roof financing program, available only through authorized, participating contractors like us, you can get your new roof or roof repairs sooner rather than later.

Choose from budget-friendly shingles or more durable options such as stone-coated steel or energy-efficient and money-saving standing seam.

  1. No payments and no interest for 12 months on approved credit (FYI: most other roofing companies or lending banks require a monthly payment during the Same-As-Cash period)
  2. 100% unsecured financing from $1,000 to $65,000 on approved credit
  3. A quick, easy, and safe toll-free loan-by-phone application process
  4. A fast credit decision in about 10 minutes
  5. No paperwork
  6. Peace-of mind because you provide your personal financial information directly to the bank and not to your dealer or over the internet
  7. Convenient calling hours Monday-Friday 8am – 12pm, Saturday 9am – 8pm (EST)
  8. No application fee-No closing costs-No prepayment penalties
new asphalt shingle roof being installed in fort collins colorado

So don’t delay. You can complete your roof repair or replacement now rather than later. Selecting the right professional roofing contractor with an attractive same-as-cash payment option makes your decision easier.

What’s more, for a limited time, we also offer these roof coupons.

Call (866) 409-7900 to apply with the following information:

Program phone number: (866) 409-7900

Contractor ID: 66787

Loan code: 821177

new standing seam metal roof on a house

Just because you’re applying for roof financing doesn’t mean you have to get a budget-friendly roof. If you’ve always wanted the best Class-4 impact-rated shingles but thought they were out of reach, you can get them with our roof financing. Class-4 impact-rated shingles include Owens Corning TruDefinition Duration Storm and Flex, and Tamko’s Stormfighter Flex, or their new HailGuard shingles.

Maybe you’ve always wanted stone-coated steel shake, but couldn’t afford it. Well, now you can. Decra and Westlake Royal Roofing make the best stone-coated steel shingles, shakes, and tiles. These are highly resistant to pounding hail, strong winds, and driving rain. If you have a wood shake roof and want to replace it with something more durable, seriously consider stone-coated steel shakes.

Or perhaps you’ve always wanted an energy-efficient standing seam. Thanks to our roof financing, you can get the energy-efficient roof of your dreams with standing seam. No other roof helps save you money and cool your home like standing seam. And like stone-coated steel, it’s highly resistant to howling winds, fierce rain and hail, and more. Standing seam is also available in more colors than any other roof.

Owens Corning logo
Tamko Building Products logo
GAF logo
decra roofing systems logo
Westlake Royal Roofing Solutions logo

Get Started Today!

You don’t have to delay getting your roof replaced or repaired, thanks to our roof financing. You can get started today. We also offer a range of budget-friendly roofing options to help you save money now.

  • Call 866-409-7900
  • Provide Program Phone Number (866-409-7900)
  • Provide Contractor ID (66787)
  • Provide Loan Code (821177)

Loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. 17.91% fixed APR subject to change. Interest waived if repaid in 365 days. EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS.